Elise Fay

Elise Fay

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$484,484

($75,059 down)
VA

1267 N Ginger Lane, Pueblo, CO 81007

5
3
2,948 sqft
PITI Monthly
$2,281.03 /mo

Listing courtesy of: Creed Spillane, Quantum Residential Group, LLC

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,871 /mo
$3,006 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
WALK-IN CLOSET
WET BAR
MOUNTAIN VIEWS
NO HOA

Craving space? WELCOME HOME to this expansive Rancher nestled on 1.22 acres in the highly sought-after Pueblo West! Enjoy breathtaking MOUNTAIN VIEWS and the freedom of NO HOA - there’s plenty of room to park your RV, boat, or ATVs—bring all your toys! The oversized 3-car garage provides ample space for your vehicles and storage needs. The fully fenced backyard features a playset, perfect for fun in the Colorado sun. Step inside and experience the open floorplan with soaring vaulted ceilings that create a bright, airy feel. The gourmet kitchen boasts sleek stainless steel appliances, elegant granite countertops, and upgraded cabinetry in both the kitchen and baths. The spacious primary suite offers a luxurious retreat, complete with an en-suite bathroom featuring an oversized spa shower with dual showerheads, a dual vanity with counter-height cabinets, and granite countertops. Plus, enjoy the convenience of a large walk-in closet. The secondary bedroom on the main level, which could also serve as an office, features a decorative accent wall. The huge rec room in the basement is perfect for movie nights or gatherings, while the spacious wet bar is ideal for entertaining. With 3 additional bedrooms and a full bathroom downstairs, there’s no shortage of space. This home is equipped with central air, a tankless water heater, and a radon mitigation system. It’s vacant and ready for you to move in! *Please note, a tripped breaker caused the sump pump to malfunction, but the basement has been professionally remediated (see attached docs). Carpets, cabinets, and baseboards need reinstallation, and new flooring is needed in the wet bar area. A fantastic DIY opportunity for the savvy buyer looking to put their personal touch on this great deal!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,281.03/mo
Estimated Loan Balance
$410,277
Cash to close
$75,059
Interest Paid
$46,760

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Assoc/Distr
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Stucco
  • Roof: Shingle
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pueblo West
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Pueblo

Financial Details

  • Price per Sqft: $164.34
  • Tax Annual Amount: $2916
  • On Market Date: 2025-03-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $75,059 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $75,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$409,425
Your Cash$75,059
Total Purchase Price:$484,484

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,871/mo
Traditional @ 7.5%
$3,118/mo
You save $1,246/month ($14,955/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7157911

Listing From: recolorado

Last updated: 2025-03-28T23:40:26.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,871 /mo
$3,006 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,059 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $75,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$409,425
Your Cash$75,059
Total Purchase Price:$484,484

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,871/mo
Traditional @ 7.5%
$3,118/mo
You save $1,246/month ($14,955/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Elise FayeXp Realty(602) 329-7782elise@elisefay.comMLS SA5401250000

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