Elise Fay

Elise Fay

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$440,000

($40,482 down)
VA

16953 W ROYAL PALM Road, Waddell, AZ 85355

3
2
1,762 sqft
PITI Monthly
$2,551.35 /mo

Listing courtesy of: Rodolfo Flores, A.Z. & Associates

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,283 /mo
$2,802 /mo

What's Special

LARGE CENTER ISLAND
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
HOME OFFICE
LANDSCAPED

Welcome to your dream home in Waddell—where modern comfort meets effortless style just minutes from the Loop 303! Built in 2022, this beautifully maintained single-story home offers the perfect combination of functionality and charm. From the inviting curb appeal with stone-accented entry to the bright, open-concept interior, every detail has been thoughtfully designed for everyday living and entertaining. The spacious kitchen is a true highlight, featuring crisp white cabinetry, stainless steel appliances, a gas range, and a large center island with bar seating that flows seamlessly into the living room—ideal for hosting family and friends. You'll love the split floor plan with a generously sized primary suite complete with a walk-in closet. The additional bedrooms offer flexibility for guests, a home office, or growing households. Step outside and unwind in your fully landscaped backyard oasis with lush turf, pavers, string lights, and low-maintenance desert rock perfect for relaxing evenings or summer get-togethers. Located in a quiet community just off the 303 freeway, you'll enjoy quick access to parks, shopping, dining, and all the convenience of the West Valley. This move-in ready gem offers all the benefits of a newer build without the wait.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$2,551.35/mo
Estimated Loan Balance
$401,139
Cash to close
$40,482
Interest Paid
$53,190

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile, Concrete
Condition
  • Year Built: 2022
Details
  • Builder: Lennar

Community & HOA

Community
  • Subdivision: NORTHERN CROSSING
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Northern Crossing
  • HOA Amenities: Unknown
  • HOA Fee: $88
  • HOA Frequency: $Monthly
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $249.72
  • Tax Annual Amount: $1421
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $40,482 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $40,482!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$399,518
Your Cash$40,482
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,283/mo
Traditional @ 7.5%
$2,906/mo
You save $623/month ($7,479/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845737

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-05T03:11:04.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,283 /mo
$2,802 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,482 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $40,482!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$399,518
Your Cash$40,482
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,283/mo
Traditional @ 7.5%
$2,906/mo
You save $623/month ($7,479/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Elise FayeXp Realty(602) 329-7782elise@elisefay.comMLS SA5401250000

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