Elise Fay

Elise Fay

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$850,000

($300,491 down)
FHA

2761 Bear Valley Rd, Chula Vista, CA 91915

3
3
1,651 sqft
PITI Monthly
$4,919.5 /mo

Listing courtesy of: Jerry Soto, Coldwell Banker West

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,563 /mo
$3,752 /mo

What's Special

OPEN CONCEPT
SHOPPING
PATIO
COMMUNITY POOL
WALKING TRAILS
PLAYGROUND

Welcome to Sonora Ridge, in Eastlake Vistas Chula Vista, this three-bedroom 3 bath home offers an open concept. Natural lighting makes this home inviting. With an upgraded relaxing patio, including a fire pit, Barbeque grill and relaxing areas. Equipped with A/C for summertime.2 Car garage .5 Minute Walk and you are at Mountain Hawk Park, Otay Lake, and Olympic Training Center. The community includes a relaxing swimming pool, jacuzzi, and playgrounds. There are Two Additional Community pools and Amazing Club Houses. And Walking trails. Shopping malls, Restaurants, Movie Theater, close to freeway.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.64
Remaining Loan Term
29 years, 0 months
Monthly PITI
$4,919.5/mo
Estimated Loan Balance
$552,582
Cash to close
$300,491
Interest Paid
$36,707

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, GasStarter, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Fishing, Golf, Gutters, Hiking, Lake, Mountainous, StormDrains, StreetLights, Suburban, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Eastlake III
  • HOA Amenities: Unknown
  • HOA Fee: $185
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $514.84
  • Tax Annual Amount: $10625
  • On Market Date: 2025-04-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $300,491 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $300,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$549,509
Your Cash$300,491
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,563/mo
Traditional @ 7.5%
$3,892/mo
You save $329/month ($3,952/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502437

Listing From:

Last updated: 2025-04-05T06:10:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$3,563 /mo
$3,752 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $300,491 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $300,491!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$549,509
Your Cash$300,491
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$3,563/mo
Traditional @ 7.5%
$3,892/mo
You save $329/month ($3,952/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Elise FayeXp Realty(602) 329-7782elise@elisefay.comMLS SA5401250000

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