Elise Fay

Elise Fay

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Active

$489,900

($211,962 down)
VA

3932 9Th Ave UNIT 10, San Diego, CA 92103

1
1
535 sqft
PITI Monthly
$2,055.13 /mo

Listing courtesy of: Javier Hernandez, Compass

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,378 /mo
$2,086 /mo

What's Special

INVESTORS
FRESH PAINT
SHOPPING
DINING
MODERN
LUXURY
GRANITE COUNTERTOPS

Welcome to a rare opportunity in the heart of Hillcrest, San Diego. This desirable corner unit 1-bedroom condo offers exceptional value with 2 dedicated parking spaces—a true find in this vibrant area. Perfect for first-time homebuyers or savvy investors, this condo promises modern comforts and unbeatable convenience. Enjoy the luxury of in-home laundry with an included washer and dryer, complemented by brand new flooring, Spanish tile kitchen and bath plus fresh paint throughout. The sleek granite countertops, air conditioning and additional storage add to the home’s appeal, ensuring you have everything you need for comfortable living. Located in a walker's paradise with an impressive walk score of 95, you'll find yourself just a 6-minute stroll away from the popular Ralph's & Trader Joe's shopping center, teeming with diverse shops and dining options. For nature lovers and city dwellers alike, quick access to Balboa Park and a mere 10-minute drive to the beach make this an ideal spot for an active, urban lifestyle. Opportunities like this are rare—make this condo your new home or investment today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,055.13/mo
Estimated Loan Balance
$281,378
Cash to close
$211,962
Interest Paid
$49,038

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Electric
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Menas HOA
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $915.7
  • Tax Annual Amount: $6123.75
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,962 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $211,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$277,938
Your Cash$211,962
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,378/mo
Traditional @ 7.5%
$2,164/mo
You save $785/month ($9,425/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023336SD

Listing From:

Last updated: 2025-04-04T00:39:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,378 /mo
$2,086 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,962 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $211,962!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$277,938
Your Cash$211,962
Total Purchase Price:$489,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,378/mo
Traditional @ 7.5%
$2,164/mo
You save $785/month ($9,425/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Elise FayeXp Realty(602) 329-7782elise@elisefay.comMLS SA5401250000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than eXp Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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