Elise Fay

Elise Fay

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$455,000

($82,795 down)
FHA

4226 W 22nd St Rd, Greeley, CO 80634

4
3
2,178 sqft
PITI Monthly
$2,952.42 /mo

Listing courtesy of: Brandi Aspinall, Berkshire Hathaway HomeServices Colorado Real Estate NO CO

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,356 /mo
$2,579 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
FINISHED BASEMENT
PATIO
CUL-DE-SAC
COZY

$15,000 Flooring Credit Offered! Make this well-built, beautifully maintained home in Virginia Hills your own with a style that suits you best. This inviting Greeley home offers a versatile layout with room for all your work, hobbies, and relaxation. No worries about maintenance here-everything's been meticulously cared for with updated electrical, a newer roof, and well-maintained systems in top shape.Step into the main floor and enjoy the charm of the retro-styled kitchen, complete with stainless steel appliances and plenty of space for cooking up your favorite dishes or baking fresh cookies. The eat-in kitchen is perfect for casual meals or larger gatherings, with easy cleanup and direct access to the back patio.Cozy up in the spacious sitting room, where large windows fill the space with natural light-ideal for curling up with a book, listening to music, or having great conversations. The garden-level living room offers a separate retreat with a wood-burning fireplace to keep things cozy. and feels bright and welcoming year-round. You'll also find a convenient laundry room, half bath, and access to the attached garage on this level. Head upstairs to the private living quarters with three comfortable bedrooms and two bathrooms. The primary suite features an en suite 3/4 bath for your convenience, while two additional bedrooms and a refreshed full bath with new flooring provide plenty of space for everyone. Don't miss the finished basement-currently set up as an exercise space, but with a bedroom featuring an egress window and roughed-in plumbing, making it easy to add another bathroom down the road if you like. Whether you're into gardening, playing games, or simply soaking up Colorado's 300+ days of sunshine, the backyard has room for it all. The large covered patio ensures you can still enjoy the fresh air while staying protected from the elements. Feeling social? Take advantage of this cul-de-sac community and go meet some neighbors! Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,952.42/mo
Estimated Loan Balance
$373,021
Cash to close
$82,795
Interest Paid
$49,286

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Vinyl Siding, Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Fenced, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Brick, Vinyl Siding, Wood Frame
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Virginia Hills
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Greeley

Financial Details

  • Price per Sqft: $208.91
  • Tax Annual Amount: $1913
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $82,795 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $82,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$372,205
Your Cash$82,795
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,356/mo
Traditional @ 7.5%
$2,675/mo
You save $319/month ($3,829/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1030295

Listing From: recolorado

Last updated: 2025-04-04T20:41:27.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$2,356 /mo
$2,579 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $82,795 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $82,795!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$372,205
Your Cash$82,795
Total Purchase Price:$455,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$2,356/mo
Traditional @ 7.5%
$2,675/mo
You save $319/month ($3,829/year)

*Secondary financing rates are an estimated value based on input

Follow Us
eXp Realty
Agent/Broker
Elise FayeXp Realty(602) 329-7782elise@elisefay.comMLS SA5401250000

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